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Injured in a Car Accident as a Passenger?

Injured Passenger in Car Accident

We always talk about the driver of the vehicles involved in auto accidents. What about the passengers? Most vehicles are passenger occupant vehicles – cars, minivans, SUVs. Injuries are not limited to the driver of the vehicle. What should a passenger do to obtain compensation for his or her injuries?

First and foremost, you should obtain medical attention for any injuries you have sustained in an auto accident. After that, make sure that you are included in the exchange of information – your injuries are a result of the accident and will be taken care of by whoever is deemed to be at fault so you need all driver’s information including the one you were driving with.

The accident investigation that follows will help determine which party is at fault for the accident.


Common Injuries Passengers Can Sustain

  • Bruising, cuts, scrapes
  • Soft tissue injuries such as whiplash
  • Broken bones
  • Chest injuries
  • Head and brain injuries
  • Neck and back injuries
  • Spinal cord injuries

Third-Party Claims

When a passenger makes a claim under an insurance policy that is not his or her own, it is known as a third-party car insurance claim.

  •  When the driver of another vehicle is determined to be at fault for the accident, an injured passenger can file a claim against that driver’s insurance policy.
  • If the passenger is injured in an accident caused by the driver of the car in which they were riding, the passenger may file a claim against the insurance policy covering that driver or that vehicle. Special rules may apply when the passenger is riding in a vehicle that is being driven by a member of his or her own household.
  • If a passenger is injured in an accident in which both vehicles share a degree of fault, then he or she may file a claim against both driver’s insurance policies. Fault is determined by percentages so each insurance company will pay based on the percentage allocated to their insured driver.

Do you need legal assistance?

Dealing with insurance companies in any kind of car accident can be time consuming and confusing. All you want to do is recover and get back to your life. A personal injury attorney can take that burden off your shoulders, file claims with the appropriate insurance companies and ensure you obtain the maximum compensation possible.


HOW CAN WE HELP YOU?

Contact the capable counsel you need now. One of our experienced staff will speak with you personally and will provide you with a free, no-obligation case evaluation.

CONTACT US FOR A FREE REVIEW OF YOUR CASE

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